The credit check has become a measure of a person's ability to manage their financial lives and responsibilities. This may, in some cases, be an inaccurate measurement, but it is an inescapable part of modern society—even in the U. Enlisting in the military for many people may seem like a way to make a fresh start. Unfortunately, when it comes to debt and other financial responsibilities, enlistment may not be a fresh start that is open to you. A bad credit history can affect your plans to enlist and advance in the military.
A history of bad credit could also affect your security clearance eligibility, which could make many military jobs unavailable to you. When enlisting in the U. Military, some recruits will have to show that they will be able to meet their current financial obligations upon enlistment.
This includes recruits who are married as well as those who are divorced ; who require a dependency waiver; and those who have a history of collection accounts, bankruptcy, closed uncollected accounts or bad credit. In general, the military services are attempting to ensure that the recruit can meet current financial obligations on military active duty pay.
Air Force Officer Training School prepares selected personnel in the fundamentals of leadership and basic military skills; instills professional ethics; evaluates leadership potential; and commissions those who qualify as second lieutenants in all 16 basic branches of the Air Force. In general terms, an officer must be a college or university graduate before commissioning except for enlisted soldiers on active duty , is trained by the Air Force to lead and manage, and can leave the military voluntarily if not under any officer service obligation at the time.
Officers do not "enlist" in the Air Force and Air Force Reserve in the pure sense of the word, but individuals can compete for an enlistment option to go to Officer Training School to become a commissioned officer. To qualify, you must:. As a professional lawyer, engineer, member of the clergy or doctor, you also may qualify for a direct commission. Contact a recruiter for more information. The Air Force trains pilots through its undergraduate pilot training program.
Air Force pilots are generally officers who compete for the pilot training slots. Air Force flight training has strict vision requirements. The Air Force also is seeking qualified health professionals. For more information about medical programs, contact an Air Force recruiter. You must be between 17 and 35 years old if you have no prior military service. Age requirements for health-care professionals and those with previous military experience vary.
An Air Force Reserve recruiter can answer your age-related questions more thoroughly. Note: If you have previous military service, your adjusted age must be less than 40 years. To get your adjusted age, take your chronological age, subtract actual time of service credit, and the result is your adjusted age.
For example, if you are 48 and have 10 years of creditable service, your adjusted age is In addition, the Air Force looks at your age and amount of total service time you have to make sure the individual can qualify for a year retirement before age This applies to Reserve and Guard duty.
Drills are periods of inactive duty training IDT , under orders, and are scheduled to augment training. No more than two drills can be performed on one calendar day, and each drill must be at least four hours long. Most units schedule multiple drills over one weekend each month two drills Saturday and two drills Sunday.
Depending on the program, you will receive boot camp and maybe technical training. Weekend or weekday drills are considered training. Active duty for training ADT is 12 days of active duty with your unit or in an Air Force school and is required annually. And it may not be worth the effort — a single, accurately reported hard inquiry has a minimal impact on your credit score. The offers that appear on this site are from companies from which CreditCards.
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Filed Under: Credit Scores and Reports. Editorial Disclaimer The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. In Credit Scores and Reports Is it possible to remove inquiries from your credit report? See more stories. In Other News. Credit Card Rate Report. National Average In accordance with AR Army -- wear and appearance of the Uniform, Chap 1 -- it specifies about tattoos on the body.
You can get a waiver, or you may not need one -- provided that the tattoo is not offensive in any way. Tattoos on the neck above your collar when you wear a regulation shirt, if it can be seen, is disqualifying. Tattoos anywhere that are racist, sexist or offensive in any way are disqualifying. If it is removed, though, then you won't have a problem. But I'm hanging in there!!
I have positive hopes and know that the surgeon general is just really busy I guess I really shouldn't even start to get concerned until two months have passed? I'm not even sure how long waivers normally take. My waiver took a little over three weeks, and it just went through so hang in [there]. It'll get done. It takes awhile. Good luck. Good luck with that. This whole joining process for me which began in December has definitely taught me patience, and to not get so worked up about everything and let things just happen.
I've done all I needed to do; now I just need to be positive and wait. Antidepressants are disqualifying for one year after you stop taking them. You must stop with your doctor's advice; do not stop on your own. These medications often have to be reduced slowly to lower side effects and reduce risk of relapse.
Once you are off and depression free for one year, get copies of your treatment paperwork, including therapy notes, and take them to your recruiter. They will submit the documents to MEPS for review.
MEPS either will DQ you, allow you to physical and enlist, or allow you to physical with a waiver most likely. You'll need to bring my medical records from the doctor who prescribed the antidepressants. Your records will be sent to the AF surgeon general's office for review.
This supposedly takes between six weeks and three months -- mine took a full three months. If the waiver is granted, you'll be cleared to return to MEPS. The doctor will send his recommendation to MEPS, where you will be reviewed further. This took nearly five weeks for me. If you are deemed fit for service, you will return to MEPS for job selection.
Contrary to what I was initially told, depression rules out many jobs in the AF. Will this affect my enlistment? I am currently finishing my first year in college and looking to enlist in the Air Force. When I was 18, I received an underage drinking ticket at a New Year's party.
I looked it up, and it said it was a "non-traffic ordinance violation. As long as you paid it, talk to your recruiter about it.
It could come up and haunt you if you don't. Here recently I've been leaning toward the AF. The problem is, I want to make a year career out of the military. I would like to get the best job available and get promoted on a regular basis. I would rather not be cut and sent home, so my question is; How safe would it be to join the AF for the long run, compared to the Navy?
If you get something that you end up not liking, cross-training may be available to you. Promotions are not candy. While there are percentages and ceilings on the amount every time, you're responsible for your promotions in the long run.
If you are coming into the Air Force and you want to earn things through good, old-fashioned hard work, you will be just fine. If you come into the Air Force and are lazy or don't give a darn and think the world will just come to you on a silver platter?
Those are the folks that are going to be weeded out. We enlist for what we can give, not what we can receive. That's why we call it "The Service;'' we serve others before we even think of serving ourselves.
Your family, friends and your children will miss you as terribly as you miss them, and they'll never want you to leave their side again.
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